Picture it: it’s August, sneaking up to triple digits, and your air conditioning unit stops. It just dies. Quits working. No more air conditioner, no more cool air to help you stay comfortable. It’s finished.
So you call an air conditioning company to come perform an inspection and they tell you what you already knew – it’s time to invest in a new air conditioner. And then they follow up with something you didn’t know – your new air conditioner is going to cost somewhere between $7,000 to $70,000, depending on the type of air conditioning system(s) you want, the kind of home(s) you have, and the type of energy source you’d like.
Okay, what now? Spend the season soaking in sweat and taking cold showers? Or shell out all your savings (and maybe sell a kidney) to cover the cost of a new system?
Or option three? Financing.
Did you know that 70% of people taking on a home improvement project plan on financing it? When you understand that the standard consumer in the United States has under $5,000 they can get ahold of, it makes total sense. So when life happens and things die, and unexpected expenses such as an air conditioner repair or replacement is mandatory, it is essential that we have affordable financing options available.
At Neal Harris Service Experts we have multiple financing options for people looking to replace their heaters or air conditioners. The first category of options would fall into our promotional financing programs, which include no interest or deferred interest. Promotional shoppers are those that will most likely have the available money to pay off the loan short term, typically within 12 months with no interest charges, so long as the amount financed is fully paid off during or before the promotional period expires.
Neal Harris Service Experts also offers financing alternatives with a lower monthly fixed payment and a decent interest rate. This is for buyers who may not have the money as quickly but can afford a lower monthly cost. A standard program includes a 7.99% APR for either 60 or 120 months. A new, high efficiency heating and air conditioning system can cost an average of $10,000. Choosing the 7.99% 120 month loan program can cost as little as $121/month. This payment schedule makes a new heating and cooling system more affordable, while also receiving an efficient system that will help decrease energy bills while supplying home comfort.
The financing programs at Neal Harris Service Experts are as follows:
- Low monthly payments
- No down payment
- No annual fees
- No prepayment penalties
- Competitive interest rates
With so many options, what’s stopping you? Call Neal Harris Service Experts today for a free in-home home comfort analysis and we will help you decide which heating and air conditioning system is right for your home AND which financing option is best for your life. We can’t wait to get started!