Picture it: it’s June, sneaking up to triple digits, and your air conditioning unit stops. It just dies. Quits working. No more air conditioner, no more cool air to help you stay comfortable. It’s finished.
So you call an HVAC company to come perform an inspection and they tell you what you already knew – you have to buy a new system. And then they tell you something you didn’t know – your new air conditioner is going to cost anywhere from $7,000 to $70,000, depending on the type of air conditioning system(s) you prefer, the kind of home(s) you have, and the type of energy source you’d like.
Okay, what now? Spend the season soaking in sweat and blowing fans over ice? Or shell out all your savings (and maybe sell an organ) to cover the cost of a new system?
Or option three? Financing.
It’s been reported that over 65% of homeowners considering taking on a home improvement project are planning on financing their project. When you consider that the standard consumer in the United States has under $5,000 they can get their hands on, it makes total sense. So when life happens and things malfunction, and unexpected expenses such as an air conditioner repair or replacement is mandatory, it is vital that we have affordable financing options available.
At Neal Harris Service Experts Heating, Air Conditioning & Plumbing we have multiple financing options for people looking to replace their heaters or air conditioners. The first category of options are a part of our promotional financing programs, which include no interest or deferred interest. Promotional shoppers are those that will most likely have the available money to pay off the loan short term, typically within a year with no interest charges, so long as the amount financed is completely paid off during or before the promotional period ends.
Neal Harris Service Experts Heating, Air Conditioning & Plumbing also offers financing alternatives with a lower monthly fixed payment and a decent interest rate. This is for buyers who may not have the full amount as quickly but can afford a lower monthly cost. A standard program includes a 7.99% APR for either 60 or 120 months. A new, high efficiency HVAC system can cost around $10,000. Choosing the 7.99% 120 month loan program can cost as little as $121/month. This payment schedule makes a new heating and cooling system more affordable, while also receiving an efficient system that will help lower energy bills while supplying home comfort.
The financing programs at Neal Harris Service Experts Heating, Air Conditioning & Plumbing are as follows:
- Low monthly payments
- No down payment
- No annual fees
- No prepayment penalties
- Competitive interest rates
With so many options, what’s stopping you? Call Neal Harris Service Experts Heating, Air Conditioning & Plumbing today for a complimentary in-home home comfort analysis and we will help you decide which heating and air conditioning system is right for your home AND which financing option works best for your life. We can’t wait to get started!