Financing Options from Neal Harris Service Experts

Picture it: it’s mid-summer, getting close to triple digits, and your air conditioning unit dies. It just dies. Doesn’t work. No more air conditioner, no more cool air blowing into your home to keep it comfortable. No more anything. 

So you call an HVAC company to come check everything and they confirm what you already knew – you have to buy a new system. And then they tell you something you didn’t know – your new air conditioner is going to cost anywhere from $7,000 to $70,000, based on the type of air conditioner(s) you want, the style of home(s) you have, and the type of energy source you’d like. 

So what do you do? Spend your summer soaking in sweat and blowing fans over ice? Or use all your savings (and maybe sell a kidney) to cover the cost of a new system? 

Or option three? Financing. 

Did you know that 70% of people taking on a home improvement project plan on financing it? When you consider that the average consumer in the United States has no more than $5,000 they can get their hands on, it makes total sense. So when life happens and things breakdown, and unexpected expenditures such as an air conditioner repair or replacement is required, it is crucial that we have affordable financing options available. 

At Neal Harris Service Experts we have several financing options for homeowners looking to replace their HVAC systems. The first category of options are included in our promotional financing programs, which include no interest or deferred interest. Promotional buyers are those that will most likely have the available dollars to pay off the loan short term, typically within twelve months with no interest charges, so long as the amount financed is fully paid off during or before the promotional period expires. 

Neal Harris Service Experts also offers financing programs with a lower monthly fixed payment and a fair interest rate. This is for people who may not have the money as quickly but can afford a lower monthly cost. A standard program includes a 7.99% APR for either 60 or 120 months. A new, high efficiency HVAC system can cost around $10,000. Choosing the 7.99% 120 month loan option can cost as little as $121/month. This program makes a new heating or air conditioning system more affordable, while also receiving an efficient system that will help lower energy bills while providing home comfort. 

The financing programs at Neal Harris Service Experts include the following: 

• Low monthly payments 
• No down payment 

• No annual fees 
• No prepayment penalties 
• Competitive interest rates 

With so many choices, what are you waiting for? Call Neal Harris Service Experts today for a free in-home home comfort analysis and we will help you determine which HVAC system is right for your home AND which financing option is best for your life. We can’t wait to get started!